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Secured Loan


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 Why you may prefer a secured loan to an unsecured loan
Get a Secured Loan from Vesta Money
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Generally speaking, secured loans are much easier to obtain than unsecured loans. Securing a loan against your property offers the lender additional security, in the event that a client is unable to repay the loan. This also means that clients who are self-employed, or whose circumstances have recently changed or who have bad credit can apply for a loan. They are also useful for larger loan amounts where the client requires a longer repayment period than is usually available with an unsecured loan.

Our secured loans can be used for any purpose, such as:
  • A Homeowner Loan to raise funds for a new kitchen, bathroom, conservatory or even a loft conversion.
  • A Secured Loan to raise funds for a new car or a well earned holiday.
  • A Debt Consolidation Loan to help reduce your monthly outgoings into one easy monthly payment.
Simply complete our secured loan application form or call us on the number shown and let us search our panel of specialist secured loan lenders to identify a number of deals specially designed to suit your requirements. All you have to do is choose the one that fits your situation best.
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The overall cost for comparison is 6.5% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. Our fee is 3.2% of the advance (£1,450.00 Min and £6,000.00 maximum). The fee can be raised from within the new advance and is only payable by you, should your new mortgage reach legal completion. A typical mortgage of £92,156 would require a fee of £2,949.00 - No Completion - No Fee. Paying off expensive short-term debt with a remortgage may increase your overall cost of credit.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
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